Shoulder of Solace FAQs

What is Benevolent Fund?

This is a last expense product that cushions bereaved members during funeral arrangements.

Nuclear Family with up to 4 Children
COVER LIMIT 500,000 300,000 200,000 100,000
GROUP COVER 6,900 4,100 2,700 1,800
Additional Dependent
Spouse 4,100 3,600 1,800 900
Child 1,100 700 500 200
Rates with Parents and Parents in Law
COVER LIMIT Age 500,000 300,000 200,000 100,000
<65 years 15,300 9,100 6,000 3,500
≥65 years 23,300 14,100 9,500 5,500

*Pricing is determined by the oldest parent and parent-in-law.
*Children below 10 years, max. benefit Kes 100,000 as per insurance act.
*Parents above age 85 years, max. benefit Kes 300,000.
*Reinstatement premium introduced after any payment of parental benefit.

Is this a get-rich scheme?

No, this is not an investment or wealth creation scheme.

Is the product mandatory?

No, it is optional.

What is the waiting period?

Natural Death: 1-2 months.
Accident: No waiting period.

Required documents?

Membership form, ID copies, KRA PIN, and birth certificates for children under 18.

How do I claim funds?

Submit burial permit, hospital bills, or a chief’s letter to customercare@kimisitusacco.or.ke.

Claim processing time?

48 hours after submitting all required documents.

Maximum claim per shared parent?

The maximum claim is KSH 750,000.